me , im well below modest almost monk like i barely buy starby's (evil coffee corp) but when i have spare time and $ i'll buy an iced coffee from 'em to some modestly includes dental , im not that lucky even with infectious issues (they just want money and wont help brother cause im not livin on the streets and dont have nuff $$ to get it fixed) to some living modestly is a owned home , car and the ability to go out to eat or a movie theater or a concert basically the pleasures of the fiscally unsound and true upper middle class - soo we need a measure of comparision for modestly .
living in a rental, or owned home , living like a monk (no owned possessions) or being stuck in the depravity of never making enough to get anywhere
I define modestly as having enough to be comfortable without ever worrying TOO much about money. Obviously, there will be times that sacrifices will have to be made and belts tightened, but they don't last long.
I'm a modest guy, billions of dollars would go to waste in my hands, LOL. I mean if I died in five years the money would go to my family and charity, but I wouldn't spend that much of it on myself while I was living.
I'd rather live modestly forever. If I can't figure out to get it on my own on with centuries of experience, then I don't deserve it all.